Descripción

About the company

Finanvibe SA de CV' is a leading company in the financial sector in Mexico, with years of experience in the market. Our commitment is to provide innovative and quality financial solutions to our clients. Working with us means being part of a professional and committed team, with opportunities for growth and professional development.

Location: Mexico City.

Position Summary

We are looking for a highly analytical and strategic thinker to drive innovation and growth in the areas of Financial Inclusion, Buy Now Pay Later (BNPL), Credit Cards, and Revolving Loan Businesses. This role requires a combination of market insight, data analysis, and business strategy to develop a product strategy aligned with trends in the Mexican financial market, with a strong focus on financial inclusion and emerging consumer credit models.

Job Requirements

Educational Background: Bachelor's or Master's degree in Finance, Economics, Business Analytics, or a related field. MBA, CFA, or FRM is a plus.

Work Experience:

• 3+ years of experience in strategic analysis and consulting in the financial sector, familiar with inclusive finance, consumer credit, or payments business.
• Experience in BNPL, credit cards, or financial services in emerging markets (e.g., Latin America) is preferred.

Skills Required:

• Strong command of financial modeling tools and data analysis.
• Familiarity with the Mexican financial regulatory environment and consumer credit market.
• Strong business acumen and cross-functional communication skills.

Language Skills: Fluent in English; Chinese is a plus.

Key Responsibilities

Market and Competitive Analysis

• Research trends in BNPL, credit cards, and financial inclusion in the Mexican and Latin American markets, with a focus on underserved populations.
• Analyze competitors' product strategies (e.g., Kueski, Nelo, Mercado Crédito, etc.) and identify opportunities and market gaps.

Strategic Planning and Execution

• Develop a market entry strategy for inclusive financial products aimed at the unbanked population.
• Design pricing models, risk management frameworks, and partnership programs (e.g., with retailers, fintechs) for the BNPL business.
• Optimize customer acquisition and retention strategies for the credit card business to increase market penetration.

Data Analysis and Modeling

• Build financial models to evaluate return on investment (ROI) of new products, including financial inclusion programs based on alternative credit scoring5
• Use transaction data to optimize the BNPL repayment cycle or the rewards program for credit cards.

Cross-Functional Collaboration

• Work closely with Risk Control, Product, and Technology teams to ensure that business strategies comply with Mexican financial regulatory requirements (e.g., CNBV policies).
• Promote collaboration with government agencies or non-profit organizations (NGOs) to support on the-ground financial inclusion programs.

Policy Research and Compliance Monitoring

• Monitor Mexican FinTech regulations and assess their impact on BNPL and credit card businesses.

Nice to Have

• Understanding of FinTech innovation trends such as digital banking, open banking, etc.
• Experience working with governments and international organizations (e.g., World Bank) to promote inclusive finance projects.

?We Offer

• A central strategic role to participate in financial innovation in the Mexican and Latin American markets.
• Competitive salary and professional development path.